Smile

Current Accounts from Smile

	Monthly Charge	Minimum Monthly Credit	Overdraft Interest Free	Overdraft Standard Rate	Overdraft Standard Charge	Headline Interest Rate
Smile Current Account	£0	£0	none	15.9%	£0	0.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).
Smile Smilemore (Gadget)	£13	£0	£260	11.9%	£0	0.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Smile Smilemore (Safeguard)	£13	£0	£260	11.9%	£0	0.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Smile Smilemore (Traveller)	£13	£0	£260	11.9%	£0	0.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Smile Student Current Account	£0	£0	varies	0%	-	0.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).