Guides to Current Accounts | Current Account Companies

High Interest Current Accounts

We use our bank accounts every day, whether it’s paying for the weekly shop, receiving wages or making a direct debit. But yet relatively few ever take the time to consider if we’re getting the best deal from our current accounts. With a huge selection of accounts available in the UK there’s a big chance that you could be making your money work harder.

	Monthly Charge	Minimum Monthly Credit	Overdraft Interest Free	Overdraft Standard Rate	Overdraft Standard Charge	Headline Interest Rate
Santander Preferred Current Account	£0	£1,000	none	0%	£0.50 per day	5%
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 12 months. Then 50p per day capped at 10 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Santander Premium Current Account	£20	£1,000	none	0%	£0	5%
Representative Example: 0% EAR (variable) on first £500, 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Secure Trust Bank Prepaid Bank Account	£12.50	£12.50	-	-	-	0.5%
Santander Preferred Current Account	£0	£1,000	none	0%	£0.50 per day	5%
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 12 months. Then 50p per day capped at 10 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Santander Premium Current Account	£20	£1,000	none	0%	£0	5%
Representative Example: 0% EAR (variable) on first £500, 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Santander Reward Current Account	£10	£1,000	none	0%	£0.50 per day	5%
Representative Example: 0% EAR (variable) on first £100, 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Santander Zero Current Account Ex/C	£0	£1,000	none	12.9%	£0	5%
Representative Example: 0% EAR (variable) Arranged Overdraft for the first 4 months. 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ This product is only available to existing customers.
Santander Preferred Current Account Ex/C	£0	£1,000	none	0%	£0.50 per day	5%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). This product is only available to existing customers.
Lloyds TSB Private Banking Private Banking Premier Plus Current Account	£25	£0	£500	10.9%	£5 per month	4%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).
Lloyds TSB Vantage Classic Account	£0	£1,000	none	19.28%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Lloyds TSB Vantage Gold Account	£12.95	£1,000	£100	17.32%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Lloyds TSB Vantage Platinum Account	£17	£1,000	£250	14.28%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).
Lloyds TSB Vantage Premier Account	£25	£1,000	£500	12.43%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).
Lloyds TSB Vantage Silver Account	£9.95	£1,000	none	18.86%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
Lloyds TSB Vantage Classic Account with Control	£10	£1,000	none	19.28%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Santander 16 - 18 Account	£0	£0	none	-	-	3%
Bank of Scotland Vantage Classic Account	£0	£1,000	none	19.28%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Bank of Scotland Vantage Classic Account with Control	£10	£1,000	none	19.28%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Bank of Scotland Vantage Gold Account	£12	£1,000	£100	17.32%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Bank of Scotland Vantage Platinum Account	£17	£1,000	£250	12.28%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.28% EAR (variable).
Bank of Scotland Vantage Premier Account	£25	£1,000	£500	10.43%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.43% EAR (variable).
Bank of Scotland Vantage Silver Account	£7.95	£1,000	none	18.86%	£5 per month	3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
Lloyds TSB Under 19s Account	£0	£0	none	-	-	2.5%